Registered Investment Advisor specializing in Model Portfolios

S Mar 25, 2015

For Most People, Owning a Car Is Better Than Leasing

Q. I am a 78-year-old widow and would like your opinion on what makes sense when it comes to car buying? I have always paid cash. But a number of my friends lease and replace cars every two or three years. My husband always said leasing only made sense if you could write off the lease as a business expense. Is that still true? My 11-year old Camry has 85,000 miles and is due for replacement. —A.S., by email read more…

AB Mar 24, 2015

Introducing the Healthy Couch Potato Lifestyle

For a moment after I read “How Many Mutual Funds Routinely Rout the Market? Zero” in The New York Times, I was jealous of Scott and Andrew. It was a satisfying I-told-you-so moment for them. Alas, I am not a financial writer.  But as I started thinking about managed funds, index funds, and common sense, I realized that the Times article offers a nice parallel in medicine. Think of it as the Healthy Couch Potato Lifestyle. read more…

A Mar 23, 2015

Do Vanguard’s Indexes Beat Their Own Actively Managed Funds?

Vanguard founder, John Bogle, is investing’s Pied Piper.  He first blew his pipe in 1976.  Things started slowly.  But eventually, legions followed him into index funds.  Actively managed funds, he says, are mostly a waste of money.  They earn lower returns because their fees are higher.  But Bogle owns at least one actively managed fund—and it has thrashed the market. read more…

S Mar 20, 2015

Transforming Home Equity Into a Better Retirement

Imagine you are in your 60s, looking over your shoulder for signs that your job will soon disappear.  Imagine you don’t have a pension. Imagine you don’t have much money in your 401(k) plan. Indeed, you may have next to nothing. What you have is your home, one you have lived in for a long time- long enough to have paid off the mortgage. read more…

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The Global Expatriate's Guide to Investing

From Millionaire Teacher to Millionaire Expat

Andrew Hallam

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