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S Jul 3, 2015

Don’t Dismiss Rand Paul’s Tax Plan

Most news media dismissed Rand Paul’s tax plan, like his candidacy for President, as a non-starter. Reports failed to grasp a gigantic part of the plan. They also wrongly concluded that the flat tax was a big break for high-income people but not so good for middle-income people. Let’s take a closer look at what the plan offers.  read more…

S Jul 1, 2015

Paying Down Your Mortgage Is More Important Than Tax Deductions

Q. In mid-July, I will be getting a job-related lump sum payment of $175,000 (before taxes). I'm trying to figure out the most responsible use for the money. I max out my 401(k) plan contributions every year and my wife - who is self-employed - contributes to her SEP.All of our savings are in tax-advantaged retirement accounts. They total about $950,000. One obvious option for our windfall is to pay down our mortgage a bit. The outstanding balance is about $500,000, but it is at a very low interest rate (3.875 percent), and with the mortgage interest tax deduction, I'm not sure that's the best option.  read more…

AB Jun 30, 2015

Correlation, Causation and Chocolate

Chocolate lovers rejoiced last week at media reports of a new study proclaiming the benefits of the world’s most popular confection.

A sampling of recent headlines looks like this:

  • Chocolate, Chocolate, It’s Good for Your Heart, Study Finds
  • Study: Eating Chocolate Is Good For Heart Health
  • Munching read more…

A Jun 29, 2015

Bank Fraud: How I Lost 9 Million In A Single Day

I always chuckled while watching my wife work an ATM.  She skulks up to them like a commando.  She looks up.  She looks back.  She covers the keys with her hand, squinting at the digits through the cracks between her knuckles.  But after mocking her for years, it’s time that I took some lessons.  read more…

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The Global Expatriate's Guide to Investing

From Millionaire Teacher to Millionaire Expat

By
Andrew Hallam

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