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• Take More From Your Nest Egg As You Age

  Q: You have often cautioned against withdrawing more than 5 percent a year from retirement funds. Would you modify this rule of thumb for someone who retires later, such as age 75 or 80? In the case of required minimum distributions from IRAs, a person... Posted Dec 13 2006, 06:00 PM by scottb with | with 8 comment(s) Filed under: Q&A (from print), Retirement, Variable Annuity Watch

• Not To Worry, There Are Alternatives to Employer Plans

  Q. I am a health care worker who is about to take a job with a small non-profit hospital. They offer a variable annuity through VALIC. I am concerned about taking this job because I have heard such negative reports about variable annuities, especially... Posted Aug 28 2003, 11:43 AM by scottb with | with no comments Filed under: Q&A (from print), Retirement, Variable Annuity Watch

• Early Retirement IRA Withdrawals Can Reduce Future Taxes

  Q. My husband and I are both 65 and retired. For 5 years we have lived on an average of $1,800 per month, funded by $1,350 from Social Security and $450 from IRA CDs. At this rate of income we are not paying income tax. We have the following in IRA accounts... Posted Aug 22 1996, 09:09 AM by scottb with | with no comments Filed under: Q&A (from print), Retirement, Variable Annuity Watch

• Variable Annuities Make Less Sense In Retirement

  Q. I work for a large company and will probably retire next June. Most of my fellow employees that I work with are also retiring and putting their 401k and buyout money in managers hands at about a 2 percent fee. I have some money in a Variable Annuity... Posted Aug 12 1996, 02:24 PM by scottb with | with no comments Filed under: Q&A (from print), Retirement, Variable Annuity Watch