Scott,
Given the depressed value in equities, would you think now would be a prudent time to do a Roth conversion (or at least a partial Roth conversion) considering one could get more "bang for buck?"
Thanks for your insights.
The answer is yes, with the hopeful assumption that values that are contracted now will expand later, in the Roth IRA account. With any luck, it can help you avoid, or reduce, the taxation of your future Social Security benefits.
Scott
