There are no warranties, expressed or implied, as to the accuracy, completeness of
results obtained from any information posted on this site or any site AssetBuilder.com
links to. Use of any information obtained from such addresses is voluntary, and reliance
on it should only be undertaken after an independent review of its accuracy, completeness,
efficacy, and timeliness.
Neither AssetBuilder nor its Information Providers can guarantee the accuracy,
completeness, timeliness, or correct sequencing of any of the Information on the Web site,
including, but not limited to Information originated by AssetBuilder, or gathered from
publicly available sources. There may be delays, omissions, or inaccuracies in the
Information.
Neither Assetbuilder nor the information providers shall have any liability, contingent
or otherwise for the accuracy, completeness, timeliness, or correct sequencing of the
information or for any decision made or action taken by you in reliance upon the
information or "Assetbuilder.com," or for interruption of any data, information, or any
other aspect of "Assetbuilder.com." The past performance of a mutual fund, stock, or
investment strategy cannot guarantee its future performance.
Although we have done our best to present this information fairly, hypothetical
performance is still potentially misleading. Hypothetical data does not represent
actual performance and should not be interpreted as an indication of actual performance.
This data is based on transactions that were not made. Instead, the trades were
simulated, based on knowledge that was available only after the fact and thus with
the benefit of hindsight. Results do not include the impact of taxes, if any. Past
Returns are not indicative of future results.
The AssetBuilder Inc. constructed portfolios - Model Portfolios - have been developed
based on historical performance of the standard asset classes (stocks, bonds and
cash) and of representative market index fund measures. Since this is a Model Portfolio
(hypothetical), there can be no assurance that an AssetBuilder client would have
achieved similar rates of return over the time frame. In addition, since the time
period in question is a historical one, there can be no assurance that future results
achieved by AssetBuilder clients will in any way resemble those represented by the
Model Portfolios.
Any performance data is representative of a compilation of the selected funds to
achieve a probabilistic return for a measured level of risk. Model Portfolios are
rebalanced every year on March 1. All performance data is total returns which includes
interest and dividends. The commodity measure represented in the Model Portfolios
is the PowerShares DBC security (net of fund fees) from March 2006. To gain additional
history, DBLCI was appended back in time net of fund fees estimated to be 83 basis
points per year (.83%). The returns are net AssetBuilder’s advisory fee and
Schwab transaction fee of 70 basis points (.70%) per year. (Calculation based on
average fee impact on $50,000 invested in AssetBuilder Model Portfolio 06 rebalanced
annually for 5 years.)
AssetBuilder Inc. is an investment advisor registered with the Securities and Exchange
Commission. Consider the investment objectives, risks, and expenses carefully before
investing.
