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Q. I write to ask for clarification on the Couch Potato portfolio. I understood you to say buying Vanguard Total Stock & Total Bond will allow for regular re-balancing by selling the excess of one to adjust the deficit of the other. Then I understood you to say a balanced fund such as Vanguard Balanced...
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Q. I'm a believer in Couch Potato investing. However, I don't believe you've ever addressed what to do when the funds are needed for retirement. How do you withdraw them? Oh, I know the IRS has a minimum withdrawal schedule for IRAs and such, but should you keep the money in the index funds as is, or...
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