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Exploring the Topic Social Security

Means-Testing Social Security

Means-Testing Social Security

Scott Burns Jan 11, 2013

“Yeah, I’ll bet they start means-testing Social Security soon. If you make a bunch of money, you won’t be able to collect any benefits.” Lots of people make such comments. Lots of other people listen seriously.  “Means-testing” seems to be a quick solution for the inadequate funding of…

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Social Security Costs the Young Much More than It Costs Today’s Retirees

Social Security Costs the Young Much More than It Costs Today’s Retirees

Scott Burns Aug 24, 2011

Q The current stir about the possibility of reducing Social Security payments has many recipients "up in arms" I am 72 I retired at 54 due to an upcoming company spin off that I was afraid to stay around for to see what the new company benefits might be I started taking Social Security at 62 …

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The “Truth” about Social Security

The “Truth” about Social Security

Scott Burns Jun 11, 2010

Social Security the most important social program in America is also the least understood Many retirees depend so much on Social Security that any discussion provokes anger The very young are the opposite— they dismiss it with a cavalier shrug assuming it won’t be there for them Most…

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Keeping the Social Security Trust Fund ‘Safe’

Keeping the Social Security Trust Fund ‘Safe’

Scott Burns Sep 16, 2001

Let us be grateful for small meaningless gestures I am referring of course to the single benefit of the last Presidential campaign Republicans and Democrats finally became sensitized to the condition of the Social Security Trust Fund Before last years' election the Trust Fund was a non…

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The Social Security Surplus--- A Trillion Less Than Meets the Eye

The Social Security Surplus--- A Trillion Less Than Meets the Eye

Scott Burns Oct 15, 2000

Today's rude question How Real Is the Social Security Surplus About 47 1 percent How we came to that figure involves a short lesson in the fine art of bookkeeping government style We start our lesson at the website of the Social Security Administration where we can read the most recent…

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Social Security, Taxes and Deferral

Social Security, Taxes and Deferral

Scott Burns Nov 15, 2006

Q I'm 34 years old and despite my master's degree in public policy a little confused by the numbers Social Security sends me in their little green and white "Social Security Statement" mailer They say that if I retire at age 67 my payment would be $1 984 per month less if I retire early …

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The Payoff for Deferring Social Security Benefits

The Payoff for Deferring Social Security Benefits

Scott Burns Dec 13, 2005

"I believe you to be totally wrong in regard to not taking Social Security at age 62 Every study I've read on "break even points" concludes that based on average life expectancies for early full and delayed benefits the benefits are designed to work out the same Even a recent AARP column…

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Spending Is only Part of the Social Security Problem

Spending Is only Part of the Social Security Problem

Scott Burns Mar 17, 2005

Q Isn't the real problem with Social Security the fact that Congress (both parties) spent the money on "pork" for re election Could it be that the real purpose of Bush's privatization plan is to keep Congress's spendaholic hands off of it so something is actually there when we retire H D …

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Taking Social Security Benefits While Working Is Often a Bad Idea

Taking Social Security Benefits While Working Is Often a Bad Idea

Scott Burns Mar 23, 2016

Q. I will be 66 in July—that’s full retirement age according to Social Security. I am thinking about starting to draw Social Security while I am still working. I will work to age 68, waiting for my wife to be able have Medicare benefits. I earn about $88,000 a year. My wife doesn’t work…

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Your Social Security ‘Money’s Worth’

Your Social Security ‘Money’s Worth’

Scott Burns Jul 17, 2015

How can you get your money’s worth out of all that you pay into Social Security? There are things you can do to increase your benefits somewhat, such as defer them. But the big levers are in the structure of our society, not in machinations we can do with advisers who offer help. We can see this in…

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