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What Portfolio Is Right For You

Let’s start with learning about you. Answer a few important question, and we can start building your recommended investment strategy based on your financial objectives.

Consider us an antidote to the ways of Wall Street.

AssetBuilder is a Money Manager.

An ultra-low-cost, disciplined, reality-tested money manager.

Being an advocate means being engaged with you and your goals every step of the way. We are not just focused on returns, but on what those returns mean to you and yours. Algorithms are good; the benefit of a personal advisor to guide you through investing for your future is better.

Our Advantage

We use Dimensional Funds

The idea behind AssetBuilder was to create portfolios less vulnerable to steep decline, driven by the Fama/French school of concepts. This includes the use of low cost “active index” funds. We have partnered with Dimensional Fund Advisors to implement these strategies.

We Work For You. Period.

We at AssetBuilder proudly act in accordance with the fiduciary standard. This means we are not only ethically motivated but also legally obligated to make decisions that are in your best interest. This ensures we conduct ourselves with the utmost care and professionalism, the highest standard of ethic, and manage your investment based on your benefit, not our own.

We Build Efficient Portfolios

What We Do

As DFA Fund Advisors, we build strong, low-cost portfolios based on disciplined, reality-tested principles, not Wall Street gimmicks.

How We Do It

After getting to know your goals, we combine low-cost index fund investing with meticulous diversification and allocation for maximum returns.

Why We Do It

”Beating the market” is a proven myth, often squandering earnings with high fees and commissions. We believe you deserve a wiser approach.

We Bring A Clear-Eyed And
Transparent Approach To Fees.

One we hope you will find to be refreshing and common sense. But most important, ultra-low cost, so you keep more of your money, and that money works harder over time.

There are three costs associated with doing business with us:

Operating Expense Ratio of the Funds.

Gross expense ratio is the compilation of expense ratios for the 14 funds used in our portfolios. It ranges from 0.24% to 0.45%, with the low end offering more fixed income and the higher end offering more equity. There are no loads (commissions) or 12b-1 fees associated with DFA. (www.dfaus.com)

Our Asset Management Fee.

Our business model is fee only. This allows us to be free from the conflicts associated with “fee based” or commission based transactions inherent in the industry. Therefore, the our fees are the only way we are paid. We deduct our fees from your “sweep” cash account each month and hold about a year’s worth of fees in cash to minimize any trades needed needed to fulfill fee obligation.

Custodial Cost for Transactions

There are no set-up fees. Equity trades that create the portfolio are based on a per trade cost of $11.95. Therefore, most of our portfolios require us to buy 11 (some require 14) mutual funds with the cost between $131.45 to $167.30 at account opening.

Calculate Your Ultra-Low-Fees

We have Done the Math For You Here are some hypothetical estimates of your fees.

The first year will always have slightly higher fees because of Schwab’s trading costs. Once you have built your portfolio, your additional years will see less cost than the first year.

Your First Year of Investment:

  • AssetBuilder Fee: 0 (0%)
  • Schwab Fee: 0
  • Estimated Total: 0

Additional Years of Investment:

  • AssetBuilder Fee: 0 (0%)
  • Schwab Fee: 0
  • Estimated Total: 0

Ready To Get Started?

Talk to one of our friendly advisors right now to lower your fees. No sales pitch, no gimmicks, just a quick assessment of your investment to see if we can save you money.