Registered Investment Advisor specializing in Model Portfolios

Nav

admin

We have some important information to share.

Your use of this site is acknowledgment that you have read and understood our terms and disclaimers.

The AssetBuilder (AB) constructed portfolios – Model Portfolios – have been developed based on historical performance of the standard asset classes (stocks, bonds and cash) and of representative market index fund measures. Since this is a Model Portfolio (hypothetical), there can be no assurance that an AB client would have achieved similar rates of return over the time frame. In addition, since the time period in question is a historical one, there can be no assurance that future results achieved by AB clients will in any way resemble those represented by the Model Portfolios.

The Performance Tables available on this site are representative of a compilation of the selected funds to achieve a probabilistic return for a measured level of risk (standard deviation). Model Portfolios shown are rebalanced ever year on May 1. All performance data is total returns which includes interest and dividends. The DFA growth funds (DUSLX, DSCGX, DISMX) measure uses actual returns starting in January 2013. To gain additional history, appropriate DFA indexes were appended back in time from January 2013. Each historical index used was net of fees; DUSLX—24 basis opints (0.24%), DSCGX—43 basis points (0.43%), DISMX—63 basis points (0.63%). The returns are net AB’s advisory fee and Schwab transaction fee of 70 basis points (0.70%) per year. Calculation based on average fee impact on $50,000 invested in AB Model Portfolio 08 rebalanced annually for 5 years.

Although we have done our best to present this information fairly, hypothetical performance is still potentially misleading. Hypothetical data does not represent actual performance and should not be interpreted as an indication of actual performance. This data is based on transactions that were not made. Instead, the trades were simulated, based on knowledge that was available only after the fact and thus with the benefit of hindsight. Results do not include the impact of taxes, if any. Past Returns are not indicative of future results.

Any of these materials are subject to change without notice and, due to the rapidly changing nature of the security markets, may quickly become outdated. All materials presented are compiled from sources believed to be reliable and current, but accuracy cannot be guaranteed. This information is distributed for education purposes, and it is not to be construed as an offer, solicitation, recommendation, or endorsement of any particular security, product, or service. AssetBuilder Inc. is an investment advisor registered with the Securities and Exchange Commission. Consider the investment objectives, risks, and expenses carefully before investing.

Any opinions expressed on this site or in the articles are subject to change without notice and, due to the rapidly changing nature of the security markets, may quickly become outdated. All materials presented are compiled from sources believed to be reliable and current, but accuracy cannot be guaranteed. This information is distributed for education purposes, and it is not to be construed as an offer, solicitation, recommendation, or endorsement of any particular security, product, or service.

AssetBuilder Inc. is an investment advisor registered with the Securities and Exchange Commission. Consider the investment objectives, risks, and expenses carefully before investing.

This site is for the use of clients and potential clients of AssetBuilder Inc. It is not to be used by any other investment advisor or investment professional as an information/marketing materials source, asset allocator, risk capacity or risk tolerance assessment, or for any other purpose. No client or prospective client should assume that the AssetBuilder web site serves as the receipt of, or a substitute for, personalized advice from AssetBuilder. No portion of the web site content should be interpreted as legal, accounting or tax advice. Current and prospective clients are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable based on investment objectives and personal and financial situation. Current and prospective clients should consult with an investment professional, or an attorney or tax professional regarding specific investment, legal or tax situation.

There are no warranties, expressed or implied, as to the accuracy, completeness of results obtained from any information posted on this site or any site AssetBuilder.com links to. All external internet addresses contain information created, published, maintained, or otherwise posted by institutions or organizations independent of AssetBuilder, Inc. AssetBuilder, Inc. does not endorse, approve, certify, or control these external Internet addresses and does not guarantee or assume responsibility for the accuracy, completeness, efficacy, timeliness, or correct sequencing of information located at such addresses. Use of any information obtained from such addresses is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy, completeness, efficacy, and timeliness.

When leaving the AssetBuilder website, the site to which you will be transferred is not part of the AssetBuilder website and the presence of any link on the AssetBuilder website does not mean that AssetBuilder Inc. accepts any responsibility for the content or use of this other website. AssetBuilder Inc. does not guarantee or assume responsibility for the accuracy or completeness of any information or data displayed through any other website, nor shall AssetBuilder Inc. be liable to the reader or any other person or entity for any inaccuracies, errors in or omission of any information or data therein or for any actions taken in reliance thereon on or for any damages arising therefrom or occasioned thereby. AssetBuilder Inc. expressly disclaims any duty or obligation to review or correct any of the contents of such website. Should you choose to use any of the transferring links, you assume total responsibility for your use of the website to which you are linking.